How 
					does it work?
					
					Once you know what product(s) you wish to purchase and you 
					want to finance, you're ready to proceed. 
					1) Fill out the easy application here.  
					Within a few minutes you'll have several offers to 
					choose from.  
					2) Select the lender you want to go with and 
					accept their agreement and provide any additional paperwork 
					requested.  
					3) The lender then arranges to send you funds 
					(usually straight into your bank account) within 24-48 hours.
					 
					Will this application affect my credit 
					score?
					Flexxbuy's network of lenders use a 'soft 
					pull' on you to make their approval decision within seconds 
					or minutes.  This does not affect your credit score.   
					If you ARE approved after the soft pull, then the lender you 
					decide to go with (you will have competing offers!) will run 
					a 'hard pull' with your permission.  This WILL show as 
					an inquiry on your credit reports.
					
					What is a 
					soft credit inquiry?
					
					Soft inquiries (also known as “soft pulls” or “soft credit 
					checks”) typically occur when a person or company checks 
					your credit as part of a background check. For example, this 
					may occur when a credit card issuer checks your credit 
					without your permission to see if you qualify for certain 
					credit card offers. Your employer might also run a soft 
					inquiry before hiring you.  Unlike hard inquiries, soft 
					inquiries don’t affect your credit scores. (They may or may 
					not be recorded in your credit reports, depending on the 
					credit bureau.) Since soft inquiries aren’t connected to a 
					specific application for new credit, they’re only visible to 
					you when you view your credit reports.
					
					What is a hard credit inquiry?
					
					Hard inquiries (also known as “hard pulls” or “hard credit 
					checks”) generally occur when a financial institution, such 
					as a lender or credit card issuer, checks your credit when 
					making a lending decision. They commonly take place when you 
					apply for a mortgage, loan or credit card, and you typically 
					have to authorize them.    A hard inquiry 
					could lower your scores by a few points, or it may have a 
					negligible effect on your scores. In most cases, a single 
					hard inquiry is unlikely to play a huge role in whether 
					you’re approved for a new card or loan. And the damage to 
					your credit scores usually decreases or disappears even 
					before the inquiry drops off your credit reports for good 
					(hard credit checks generally stay on your credit reports 
					for about two years).
					
					Source: (read more)
					
					www.creditkarma.com/advice/i/hard-credit-inquiries-and-soft-credit-inquiries
					
					What are the payment terms?
					This of course 
					will be determined by each person's application and terms 
					chosen.  Rates as low as 3.99% for good credit.  
					12-60 Month loan terms.  Weekly, monthly payments.  To get a rough idea of 
					what your 
					payments might be, you can use Flexxbuy's payment calculator 
					with this link.
					
					
					
					https://flexxbuy.com/loan-payment-calculator/
					 
					
					This screen shot 
					is for a $1300 loan.  (The price of our ReBuilder Model 
					2407)
					 
					
					This screen shot 
					is for a $5000 loan.  (The price of our Rife Machine 
					Deluxe Kit)
					 
					
					 
					So 
					what are you waiting for?  Take 5-10 minutes to get 
					pre-approved!
					
						
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